Frequently Asked Questions
Everything you need to know about building a new home in Perth — answered honestly.
Building a new home is one of the biggest decisions you will ever make. These are the questions I hear most often. Click any question to read the full guide.
Getting Started
Where do I start?
You do not need land, finance, or a builder lined up before reaching out. The best place to start is always a conversation — everything else follows from there.
Read the full guideFinance & Deposits
How much deposit do I need to build a new home?
The deposit required depends on your lender, loan type, and whether you are buying land and building separately or using a house-and-land package.
Read the full guideCan I afford to build a new home?
Affordability depends on your income, savings, and current commitments. Many people are surprised by what is actually achievable.
Read the full guideWhat is Keystart and am I eligible?
Keystart is a Western Australian Government low-deposit home loan scheme designed to help people into home ownership sooner.
Read the guideHow does Keystart actually work — income limits, building, and what happens next?
You know Keystart offers a low deposit. But what are the real income limits, can you use it to build a new home, what do repayments look like during construction, and how does the refinancing pathway work?
Read the full guideWhat government grants are available for first home buyers in WA?
Western Australia offers several grants and incentives for eligible first home buyers, including the First Home Owner Grant.
Read the full articleFinding Land
Do I need to find land before speaking to a builder?
Not necessarily. In many cases, knowing your builder and budget first makes the land search much easier and more focused.
Read the full articleWhat should I look for when choosing land in Perth?
Location, lot size, orientation, soil type, and estate covenants all affect your build cost and lifestyle. Here is what to check.
Read the full guideThe Building Process
How long does it take to build a new home in Perth?
From signing a contract to getting your keys, the typical timeline in Perth is 12 to 18 months — but construction type, builder capacity, and site conditions all play a role. Here is what to expect.
Read the full guideWhat are site works — and why is my builder charging extra?
Site works cover everything needed to prepare your block before building starts. They are one of the most common sources of unexpected costs — and one of the most important things to understand before you sign a contract.
Read the full guideHow do I choose the right builder?
Not all builders are equal. Volume builders, boutique builders, and project home builders each suit different budgets and needs.
What is a house-and-land package?
A house-and-land package bundles a block of land with a new home design from a builder — often at a fixed price with less complexity.
Construction Types
What is the difference between double brick, brick veneer, and cladded frame construction?
Most new homes in Perth are built using one of three main construction methods — double brick, brick veneer (with a timber or steel frame), or a cladded frame. Each has genuine advantages, and all are built to Australian Standards. Here is what sets them apart.
Read the full guideWorking With Ray
How much does it cost to use Ray's services?
Ray's consultation is completely free. There is no charge to you at any stage of the process.
What is a new home consultant and how is it different from a real estate agent?
A new home consultant guides you through the entire build journey — finance, land, and builder — rather than just selling you a property.
Still have questions?
Every situation is different. If you do not see your question here, reach out and Ray will give you a straight answer.
Ask Ray a Question